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CASE STUDY: Anushree & Sanyam Jain

Software Engineers Anushree and Sanyam, both 27 years old, tied the knot in January 2011. After a year of carefree life, they are planning for the future. Their aim is to save for their short-term goals (buying a car) as well as building a corpus for retirement. They also have a home loan to pay off. Sanyam's parents are financially dependent on them.

MONTHLY INCOME :      Rs 1.2 lakh
MONTHLY EXPENSE :   Rs 44,300
MONTHLY SURPLUS :  Rs 75,700